Negative Itens on Credit Report: Having collections, charge-offs, or late payments dragging down their credit score.
High Interest Rates: Because of low credit scores, they end up paying more for loans, credit cards, or financing.
Loan & Credit Card Denials: Getting rejected when applying for credit, financing, or even housing because of poor credit history.
Stress & Lack of Guidance: Most people don’t know the legal tools (like the Consumer Civil Code) they can use to challenge errors or unfair items on their report.
The timeline depends on your unique case, but most clients start seeing improvements within 30 to 90 days.
Yes! We review your entire credit report and challenge every inaccurate, outdated, or unverifiable item according to consumer rights laws.
While no company can guarantee specific results, we use proven legal strategies under the Consumer Civil Code to maximize your chances of removing negative items.
A better credit score can help you qualify for loans, lower interest rates, rental approvals, and overall financial freedom.